Hard Money for Development Projects - General Business Loans . . . - financial services

###################################

HARD MONEY FOR DEVELOPMENT PROJECTS

SPEC FUNDING FOR NEW HOME BUILDS

GENERAL BUSINESS LOANS . . .

###################################

Business Owner -

This is Steve Downing, owner and president of Clearsailing Financial, located in Clearwater, Florida.

We specialize in hard money lending for development projects, investor and builder spec funding for new home builds - and just about any real estate financing that's outside of the box.

We also offer general business loans for a variety of business purposes: SBA loans, bank loans, fast-funding working capital loans, and much more.

---

1) Hard Money Loan for Development Projects and Spec Home Builds

Developer, Investor -

We specialize in hard money lending for development projects, investor and builder spec funding for new home builds - and just about any real estate financing that's outside of the box.

Please give me a few details about your current project. We will, if it is humanly possible, get you funded. We get the tough ones done!

As you know, spec home construction loans operate on a short-term basis with typical terms of 10-18 months, though in some cases we can offer extensions up to or beyond 24 months, especially for large or complex projects. This time frame allows you to complete construction and market the finished home while maintaining reasonable carrying costs.

Whether you’re a first time builder exploring spec construction or an experienced developer seeking to optimize your financing strategy, the right loan product and lender relationship can make the difference between project success and failure.

Again, we WILL get you funded!

Click REPLY, above, and tell me:

1. Your project situation

2. How much you need to borrow

---

2) Business Loans - up to $10,000,000

Depending on your financial profile, I will get you the best loan I can.

This could be an SBA loan, a standard bank loan, or a business line of credit.

NOTE: As of July 4th, 2026, eligible borrowers can now qualify for a maximum of $10 million in SBA-backed financing.

We have many other options, including (fast-funding) working capital loans.

We have financing for everyone!

If you are interested in applying directly for a fast-funding working capital loan, please click my personal link, below, or copy/paste the link into your browser:

https://lp.bigthinkcapital.com/#/steve-downing

If you have questions, click REPLY, above, or message me directly at: https://form.jotform.com/22113 •••-•••-••••

---

3) Business Credit Cards - up to $150K

Our Business Credit Line is underwritten exclusively on your personal credit history and funded as business credit cards with 0% APR's for up to 24 months.

If needed, the credit line can be liquidated to cash.

Typical Funding: $50K to $100K

- Same-day approval

- Funding in 3–4 weeks

- There are scenarios where we can fund up to $300K!

All Businesses Welcome. We Make it Easy:

- No Financials

- No Tax returns

- No Up-front fees

- No Bank statements

- No Business appraisal

- No Collateral required

- And, Flexible monthly payments

Startups Welcome, Too:

- Pre-Revenue is okay

- No time-in-business is okay

Personal Credit Requirements:

- 670 or higher credit score required

- If your credit is below par, we can accept a co-signer

- If your current credit cards are over-utilized, we have a paydown loan

We are the experts and we know the system. We know which cards offer the longest 0% interest periods, which have the highest limits, which have the lowest fees, etc.

Most importantly, we will get you up to 5 times more funding than if you applied on your own!

Let me know if you are interested in our business credit card program and I will get you the details.

Click REPLY, above, or message me directly at: https://form.jotform.com/22113 •••-•••-••••

---

4) Questionnaire

If you are interested in applying directly for a fast-funding working capital loan, click the following link, or copy/paste the link into your browser:

https://lp.bigthinkcapital.com/#/steve-downing

If you're not sure what you qualify for, answer the questions below.

Please tell me:

• Company name and industry?

• Your situation?

• Years in business with you as the owner?

• Your credit score?

• Credit score of any business partners (20% or more ownership)?

• 2025 business gross income?

• Monthly gross income in each of the last 4 full months?

• How much do you need to borrow?

• Usage of funds?

You can send the answers to our mini-questionnaire, above, to me via my direct message link. Click the link below, or copy/paste the link into your browser: https://form.jotform.com/22113 •••-•••-••••

Or, you can click REPLY, above, and send me your answers via the email system.

---

Highest Affinity and Cheers!

Steve

Steve Downing

President

Clearsailing Financial

Clearwater, Florida: We Fund Nationwide

Business Hours: Monday - Friday, 8-5 Eastern

.

.

.

.

.

.

.